katana 600 or something like that v/s gs500f

nick_villan · July 22, 2006, 10:31:26 PM

hey my friend is devating bewten this two bikes, and he wanted to know why he should get a slower bike, besides learning how to corner better.

nascarkeith · July 22, 2006, 10:52:00 PM

INSURANCE!!!! I just bought a 500f for that exact reason. I am 24 and had a Katana picked out. Insurance was going to be $1,400 a year. There was no way I could afford that. I ran across the gs and liked the bike. When I checked insurance it sealed the deal. Its only $426 a year.

nick_villan · July 22, 2006, 11:00:06 PM

that do it right their, considering he isnt on the rich side of town.

will123 · July 23, 2006, 04:36:07 PM

my insurance is $236 a year and i'm 17

NiceGuysFinishLast · July 23, 2006, 06:27:28 PM

Quote from: will123 on July 23, 2006, 04:36:07 PM
my insurance is $236 a year and i'm 17

My guess is that you're talking about liability, which only covers damage to OTHER PEOPLES property, if YOU RUN INTO THEM.. Whereas Keith is talking about full coverage, including comprehensive, which will cover him for things like: dropping bike, fire damage, wind tipovers, vandalism, etc. So

right back. Next time you drop your bike and have to pay for repairs out of pocket, think about Keith's insurance replacing his stuff free after he hits his deductible!

I'm 20, and my insurance is $193 for roughly midrange liability only.

annguyen1981 · July 23, 2006, 06:35:19 PM

I'm paying little under $500 but without collision.

metallic5spd · July 23, 2006, 07:08:13 PM

ok, my gf's brother had a katana 600, a 2001, we raced, he slowly pulled away. I hated riding on his katan b/c the thing is 70 pounds heavier than the GS500f. The ride and feel was good, but it was NOT NEARLY as nimble in the turns.

I am 20 with 2 speeding tickets, have insurance through Progressive, i pay 47 a month on my 05 GS500f.

I was going to buy his katana, i called insurance and it was 86 a month, it is double pretty much anywhere you go.

TRUST ME when i say the gs is better...

06GSowner · July 23, 2006, 08:47:10 PM

my insurance on my GS is $1200 a year for full coverage. Liability for a bike would be crazy. But if i did that it would only be like $300 I think.
But considering a gsxr 600 is $6,940 a year for me, I'll take the gs500f any day

Matty B 500 · July 23, 2006, 08:51:47 PM

I have full coverage and i pay 102 a year and im 16...

annguyen1981 · July 23, 2006, 08:52:47 PM

Quote from: Matty B 500 on July 23, 2006, 08:51:47 PM
I have full coverage and i pay 102 a year and im 16...

I have a REAL hard time believing this statement...

Matty B 500 · July 23, 2006, 08:53:42 PM

ok so im on with my dads bike .. but still its only 102 a year

annguyen1981 · July 23, 2006, 08:55:05 PM

Based on your VERY FIRST post:

http://gstwins.com/gsboard/index.php?topic=26482.msg278164#msg278164

You've still got the "F" model, right? It should have added much more than that to his insurance policy. Unless daddy is giving you a break and only charging you SOME of the cost.

annguyen1981 · July 23, 2006, 08:55:56 PM

Full coverage: Liability, comprehensive, collision, AND medical.

Matty B 500 · July 23, 2006, 08:56:51 PM

no dude i sware to god its only 102 a year.. why is every one always up my ass?

NiceGuysFinishLast · July 23, 2006, 09:30:26 PM

It's not you this time. It's just the statement that a 16 yr old can get FULL coverage (see An's post for a definition of FULL insurance coverage) for $102 a year is ludicrous.

pandy · July 23, 2006, 09:35:18 PM

If Matty's on his parent's policy with a company such as State Farm, it's not beyond the realm. When you have multiple lines with State Farm, moto insurance is dirt cheap. Guess where we have multiple lines of insurance going?

It's also possible that a youngster isn't too familiar with the difference between full coverage and liability only. I don't recall whether Matty's bike is new and/or financed. Matty, if you're on your parent's policy, you might ask them what kind of coverage you have and report back. I'd be interested to know if it's State Farm and if it's full coverage. That would be an excellent advertisement for whatever company you're with.

nascarkeith · July 23, 2006, 09:37:50 PM

Nice Guy is correct. I have full coverage with $250 deductibles. I left off the underinsured motorist coverage because my medical insurance will cover all of that. My bike is a new 06 500f. If some punk pushes it over in a parking lot or I get in an accident $250 fixes it. If it gets stolen insurance pays it off. I am 24 with an accident on my record from a year ago. Thankfully I was in my truck when that happened. Also with my company if you are not listed on the bike you are riding then you are not covered. Matty, I would make sure that being on dad's bike was going to cover mine.

Matty B 500 · July 23, 2006, 09:38:54 PM

no its progressive .. and its full coverage .. my parents made sure.

pandy · July 23, 2006, 09:40:55 PM

When I worked in insurance many years ago, Progressive offered great rates to folks with excellent records, but not so great rates for folks that didn't have a perfect record. It sounds as if that's true today, and it also sounds as though you've got smart folks, Matty.

Matty B 500 · July 23, 2006, 09:42:53 PM

THANK YOU PANDY. finally some respect.

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katana 600 or something like that v/s gs500f