Wreck: To total or not to total? Buyback or skate?

[pandy]

Just keep after 'em. Insurance companies like to delay until we either die or go away (they don't care which comes first) . Keep nagging them, and if they keep bogging you down, it probably wouldn't hurt to drop the name of your atty, "You don't want to pay my claim in a timely manner (and, no, I don't consider three years to be a timely manner).... Well, yanno...I was talking to my attorney, Mary Smith, yesterday, and she said that I have a very good case not only for full damages on my bike, but also for the physical injury I suffered due to your client blocking my right of way in the road."

Just keep after 'em!

[indywar360]

The appraisal subcontractor is coming by on Saturday, now that I've damn near fixed everything except the forks, muffler, and tank.

I am not sure how this will play out but it better be totaled still. If he's truly an "independent" appraiser, it should. 

[fourqbt]

 
The bike can be replaced, bollocks cant, get that sorted, take ALL the medical advice and treatment you can, in the UK where I live, thats worth about $4,000 on its own, the bike should be a total write-off and the option to retain the salvage is one YOU tell the insurance agents. This would be SCRAP value only.
Screw the ethics side of it, if the other party is to blame.... claim.... claim.... claim EVERYTHING you can, afterall, THEY WOULD if you was to blame...!!!!!!

[indywar360]

Buyback price?

Appraiser came by and totaled the bike.  Now Im just awaiting liability decision from other party's company... hope they concede and fork over the cash. am looking for advice on the buyback price.

Somebody mentioned $650, that sounds good, but not sure what is the range or how to negotiate. Basically it's an 04, 11k miles, all plastic was damaged, forks etc, tank, mirrors, exhaust, turnsignals, handlebars. Really though it's still in good condition but I want to get it back as cheaply as possible. Since they would theoretically be paying me full value new, it makes the figuring a little screwy.

Anyone have experience with this?