Insurance in wa

[darb85]

granted, experiance plays a role but also being under 25 sucks balls too.  and then also being under 20.  there is a drop at both ages just 25 it drops alot more

[Crucialval]

In NC it's illegal to charge more becuase of age. So they get around it by charging high rates to people with no experiance. you could be 30 and get charged first few years.

[darb85]

ah got ya.  Wish it was that way here.  Stupid No Fault makes things more expensive too.  I know washington is a Age state, I lived there for 2 years.  Friday Harbor. Bet that would be some good riding country.  In fact I know it would be.  Georgous Island.

[cerius]

+1

For Full Coverage, you need to have Comp and Collision, otherwise you only have liablity coverage, break the bike you pay.

You never said how old you are?  Wondering if thats playing a role.  gotta think it is.

I will be 21 in aug, I was told it was going to be high til i am 24.

[darb85]

Most of the time its 25. 

[cerius]

Most of the time its 25. 

well damn, anybody know of a good insurance for full coverage? I think my best was progressive but im not sure stilll. I think I will get insurance the next month so I need to start looking.

[darb85]

you should requote with progressive and the others, make sure you have Comp and Collission coverage, the other coverages are fine.

[cerius]

you should requote with progressive and the others, make sure you have Comp and Collission coverage, the other coverages are fine.

what would be a good coverage for comp n collision?

[darb85]

250-500 Dedutable is usually standard on each.  The Payment will be what is called actual cash value, so should you ruin your bike, The Value to replace the bike according to say Kelley blue book.

[cerius]

250-500 Dedutable is usually standard on each.  The Payment will be what is called actual cash value, so should you ruin your bike, The Value to replace the bike according to say Kelley blue book.

Would that be full covverage or does coll an comp count as full?

[darb85]

Collision and comp with liablity(required on all policies) is full coverage