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Thinking about buying a house...

Started by ashman, March 18, 2009, 09:05:32 PM

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scottpA_GS

#20
March 21, 2009, 08:27:31 AM

Its not totally a bad thing to not carry a loan to term, you just get more "credit " for carrying it for its full term. I dont know exactly how or why.. In a banking class years ago I learned why  :)


And Your credit Score can go Higher than 820... Before we bought our house my score was 855  :icon_mrgreen: Bought the house and it went to 780 or something ???

Credit scoreing or whatever you call it is CRAZY! Hence the (carry a loan to full term) idea... It bumps your score better than paying it off early  :icon_eek:


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