GStwin.com GS500 Message Forum

Main Area => General GS500 Discussion => Topic started by: Ratboy on July 19, 2004, 06:44:34 PM

Title: Poll... and this one shall be fun
Post by: Ratboy on July 19, 2004, 06:44:34 PM
For all of you in the U.S.  What brand of insurance do you carry for your bike?  I appreciate the help and love directed towards a newbie.  :cheers:
Title: Poll... and this one shall be fun
Post by: jake42 on July 19, 2004, 06:47:45 PM
I carry liability only through progressive. Costs me 93 bucks a year after the msf.  Oh yeah and I"m 32.

jake
Title: Poll... and this one shall be fun
Post by: cummuterguy on July 19, 2004, 06:51:27 PM
None... florida doesn't require it if you are over 21 and own your bike... (for riding without a helmet you need 10k medical coverage, but that can be a health plan)
Title: Poll... and this one shall be fun
Post by: goat on July 19, 2004, 08:23:22 PM
progressive, WI. 21/S/M $307/year

300k umbrella liability/uninsured/underinsured, comprehensive ($500 deductable)

And no comments about my coverage. I know its more than I need. I have my reasons for doing it my way and you have your reasons for doing it your way.
Title: Poll... and this one shall be fun
Post by: BlueByYou on July 19, 2004, 08:56:47 PM
Progressive, OR, married/F.  Full coverage, $183/yr.  Well, actually, nine months; I've got a winter layoff for everything except comp.

We get discounts for being homeowners and having more than one bike on the policy.
Title: Poll... and this one shall be fun
Post by: oppy00 on July 19, 2004, 09:28:52 PM
Progressive, liability only (min. in GA) cost about $100 per year w/ msf class.  I'm 23, and may be getting some kind of student discount as well ($20 tops).
Title: Poll... and this one shall be fun
Post by: crash on July 19, 2004, 09:41:25 PM
man, when i tried progressive, they tried to butt rape me with no lube =(
Title: Poll... and this one shall be fun
Post by: EDub on July 19, 2004, 09:58:55 PM
progressive 187 per year 20 year old male :)
Title: Poll... and this one shall be fun
Post by: tdan553527 on July 20, 2004, 05:15:03 AM
State Farm, 33, $400 per year full coverage.
Title: Poll... and this one shall be fun
Post by: raylarrabee on July 20, 2004, 05:29:55 AM
Progressive, minimum liability and theft/loss only.  Haven't taken MSF yet and I'm 27.  $153/yr
Title: Poll... and this one shall be fun
Post by: tmckay on July 20, 2004, 05:51:57 AM
Progressive doesn't operate in Massachussetts  :roll:

I have Liberty Mutual.  At a step 9 ("safest" driver rating)  and minimal coverage, I think I pay about $120.  "Minimal" is the coverage required by law, plus one additional coverage which gives me liability out of state.  Without that optional coverage, I am naked outside of MA if I cause an accident.  Not good.

When I first went in, they quoted me $500!  That included medical payment coverage, comprehensive, extra liability, passenger, etc etc.  Dropped all of it.  I break, I fix it.  It gets stolen, I buy a rat bike and start over  :mrgreen:
Title: Poll... and this one shall be fun
Post by: Scott_DC on July 20, 2004, 06:43:30 AM
Foremost - 1200/yr Comp 300/100/100. 24. 1 accident on my record (from when i was a cager) Washington DC
Title: Poll... and this one shall be fun
Post by: Mike Harman on July 20, 2004, 07:48:00 AM
Dairyland, WV, age 58, $83. includes injury liability, property damage, uninsured motorist, and a small medical expense. No collision or theft.

I've had this policy for over 20 years, previously with a GS400. The heaquarters is in Wisconsin. Never had a claim (knock knock).
Title: Poll... and this one shall be fun
Post by: scratch on July 20, 2004, 07:51:53 AM
Progressive, $75/yr, liability only, 36.

Dairyland sounds interesting...hmm...
Title: Poll... and this one shall be fun
Post by: chinox22x on July 20, 2004, 07:57:51 AM
state farm - 242$ a year - 19$ a year

collision/comprehensive and liability

27yrs old
Title: Poll... and this one shall be fun
Post by: glenn9171 on July 20, 2004, 08:07:22 AM
Last year when I had my 2001 model, I was paying $220 per year for full coverage through Progressive.  32 years old, one ticket on my record.
Title: Poll... and this one shall be fun
Post by: soso3 on July 20, 2004, 08:11:37 AM
Quote from: jake42I carry liability only through progressive. Costs me 93 bucks a year after the msf.  Oh yeah and I"m 32.
jake

Pretty much the same here.  Progressive/$120 for 2 26-year olds with liability only.  The rate actually dropped when my friend added me to his insurance. :cheers:
Title: Poll... and this one shall be fun
Post by: John Bates on July 20, 2004, 09:50:08 AM
age 66
Ohio, USA
State Farm Ins.

liability: 100/300/100
uninsured: 100/300/7.5

total annual cost: $114.49
Title: Poll... and this one shall be fun
Post by: charleym3 on July 20, 2004, 10:25:43 AM
Progressive NC  50/100K - un/under-insured - comprehensive $250 deductable - $180/year.  I'm 45
Title: Poll... and this one shall be fun
Post by: nsoccer3097 on July 20, 2004, 10:30:38 AM
foremost- liability only on a 92' $175/year in kansas, medical coverage on work health plan.  they base it on the purchase price of the bike, not the value.  i don't know why or how.

3 speeding tickets in and a minor accident in 02' (not a good year).  progressive wanted around $1100 for liabiltiy and foremost was $175.  tough decision :roll:
Title: Poll... and this one shall be fun
Post by: Stephen072774 on July 20, 2004, 11:54:49 AM
Progressive, Lia/comp, married, a week from being 30 :guns: , paying $161 per year.  Thats seems on par with the rest of you folks.
Title: Poll... and this one shall be fun
Post by: fettcols on July 20, 2004, 12:36:19 PM
Well... I'm glad somebody brought this up... I manage 16 P&C insurance agents for a living (and I'm one myself)... I'm 30 single and progressive was cheaper for my motorcycle was too steep for my Toyota Tacoma...

I've got the '04 gs500f with State Farm... 100/300/100 liab. $100 comp, $100 collision, 100/300 uninsured motorist bodily injury, $60 towing (don't need to be in an accident), and yes.... rental coverage...

It costs me about 500 a year but having the truck and the bike with state farm is cheaper than having them both with progressive... State farm writes the vehicles on seperate policies... I figure I'll raise my comprehensive deductible, and take off the collision, uninsured motorist coverage, and the extras when I put it away for winter...

By the way... I checked the price for liability only.... 100/300/100 was $48 a year!
Title: Poll... and this one shall be fun
Post by: TLiteR on July 20, 2004, 03:04:58 PM
I'm at $176 for liability only on my 2001 TLR.  She's at $130 on her '94 GS.  Both have Progressive, both have a couple of tickets and accidents, both 26.
Title: Poll... and this one shall be fun
Post by: ghettorigged on July 20, 2004, 03:11:17 PM
NOVA on the GS, liability only, $52/yr.

Admiral Indemnity on my DRZ, full coverage, $180/yr.

:thumb:
Title: Poll... and this one shall be fun
Post by: BRB96Z34 on July 20, 2004, 03:38:11 PM
We get straight-piped up here.  I'm paying $983.00 a year - it's a public insurance system run by the government and we can only ride for five months out of the year.   :x  I have five merits on my license so it brings down the amount I pay otherwise it would be over $1200.00  :o

OOPS! - I didn't read the "those in the U.S." part  :oops:
Title: Poll... and this one shall be fun
Post by: Gisser on July 20, 2004, 07:12:58 PM
:o  O-MI-GOD, CANADA.  Tsk, Americans won't know what they've got until it's gone.

Progressive--liability--75.00.
Title: Poll... and this one shall be fun
Post by: crash on July 20, 2004, 11:52:17 PM
Quote from: BRB96Z34We get straight-piped up here.  I'm paying $983.00 a year - it's a public insurance system run by the government and we can only ride for five months out of the year.   :x  I have five merits on my license so it brings down the amount I pay otherwise it would be over $1200.00  :o

OOPS! - I didn't read the "those in the U.S." part  :oops:
:o
well i was gonna move to canada after watching fahrenheit/911, but now i'm reconsidering

of course that IS canadian money, so it comes out to something like $14.85/year US  :P
Title: Poll... and this one shall be fun
Post by: jtenright on July 21, 2004, 01:22:50 AM
I have the basic plan, and it actually lowered my rates, b/c I use it more than my car
and I have AAA