GStwin.com GS500 Message Forum

Main Area => General GS500 Discussion => Topic started by: davekim49 on September 30, 2005, 12:03:56 PM

Title: Southern California Insurance
Post by: davekim49 on September 30, 2005, 12:03:56 PM
Anyone have suggestions for the lowest quote?  Assuming one has a clean record?

Thanks.
Title: Southern California Insurance
Post by: RVertigo on September 30, 2005, 12:09:45 PM
If you can find a local independent insurance agent, they can search through their database with your stats and find you the best price...

Some insurance companies have pretty odd requirements and discounts.
Title: Southern California Insurance
Post by: pantablo on September 30, 2005, 12:36:36 PM
stay away from progressive!

try AAA (roadside assistance people-I have them for insurance).

everyone locally swears by State Farm as well.
Title: Southern California Insurance
Post by: ratz on September 30, 2005, 12:39:50 PM
AAA $130 a year for liability only.
Title: Southern California Insurance
Post by: dionysus on September 30, 2005, 12:40:58 PM
AAA wont insure you unless you've been riding 3+ years, or have a car insured with them (at least, so they tell me).
Title: Southern California Insurance
Post by: RVertigo on September 30, 2005, 12:45:56 PM
Quote from: pantablostay away from progressive!
They're good for auto in WA...

I'd avoid GMAC 'cause they don't like spending money on ANYTHING...  And they're rude.
Title: Southern California Insurance
Post by: pantablo on September 30, 2005, 01:00:16 PM
Quote from: dionysusAAA wont insure you unless you've been riding 3+ years, or have a car insured with them (at least, so they tell me).

well, I have my cars insured through them, but I insured my gs500 when I started riding...cost $320/yr full coverage, or thereabouts.

Progressive sucks for motorcycles in SoCal. They lowball you then raise your rates. I've heard this story over and over from people at socalsportbikes.com
Title: Southern California Insurance
Post by: davekim49 on October 01, 2005, 11:48:14 AM
Yup.  Doinysus is right.  3+ riding experience unless you've got your car through them, and they told me straight up that since my current car insurance company, Wawanesa, is by far the most competitive in terms of price, it wouldn't make sense to switch my car insurance to AAA just to get motorcycle insurance through them.

Thanks for the advice!
Title: Southern California Insurance
Post by: davekim49 on October 04, 2005, 07:39:31 PM
One last question.  How important do you think it is to get coverage for uninsured drivers in Southern California.  Not only am I a new rider, but a newcomer to SoCal!

Liability only or liability with coverage for uninsured drivers?

Thanks!
Title: Southern California Insurance
Post by: roguegeek on October 04, 2005, 07:44:45 PM
Had an insurance agency do my searching for me. With 0 years experience behind me and a clean driving record, I had my GS insured with liability only for $101/year. Not bad at all if you ask me. :thumb:
Title: Southern California Insurance
Post by: davipu on October 04, 2005, 07:55:49 PM
uninsured drivers should be mandatory down here.
Title: Southern California Insurance
Post by: kimo3825 on October 06, 2005, 12:30:08 AM
unisure motorists is not mandatory here. you have to sign a waiver though.

for AAA not insuring you till you had 3+ years of riding. just tell them a year or the same date you got on you licsence. at least in california. insurance companys cann't see when you got it.

davekim49  does wawanesa insure motors? i'm about to switch to them.

took over 7 years to get a clean driving record. thankfully the last 3 years i have been oversees about 2 of those. that helped out alot and popo not showing up in court. how long did it you all of you do to the same?
Title: Southern California Insurance
Post by: pantablo on October 06, 2005, 12:42:16 AM
Quote from: davekim49One last question.  How important do you think it is to get coverage for uninsured drivers in Southern California.  Not only am I a new rider, but a newcomer to SoCal!

Liability only or liability with coverage for uninsured drivers?

Thanks!

worth having! there are plenty of uninsured motorists around. you dont want to fall victim to them.