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Main Area => General GS500 Discussion => Topic started by: myGS on October 28, 2005, 11:34:05 PM

Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: myGS on October 28, 2005, 11:34:05 PM
since i have 21st century, i called them and they qouted me $460 for 6 months.  that's only liability.  that's way too much.  i'm 24 and have a good driving record.  can someone recomend me an insurance company that won't rip me off?
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: boosdad on October 29, 2005, 04:44:16 AM
Before everyone else hits you........
Search is our friend....:) :thumb:

http://www.gstwins.com/forum/viewtopic.php?t=19759&highlight=

http://www.gstwins.com/forum/viewtopic.php?t=16999&highlight=

http://www.gstwins.com/forum/viewtopic.php?t=9725&highlight=

Farm Bureau is ok.  I pay $157 a year for liability for my 98.
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: rich on October 29, 2005, 05:26:34 AM
Its about 10% cheaper. :thumb:
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: Narcissus on October 29, 2005, 08:57:06 AM
My insuance company, Primmum, told me the discount is equivalent to that of someone with 3 years of flawless driving experience.
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: rtcpenguin on October 29, 2005, 09:13:38 AM
progressive seems cheapest in almost every scenario.
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: porsche4786 on October 29, 2005, 09:55:35 AM
Not cheaper for me, state farm does not give a discount for taking the class.
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: myGS on October 29, 2005, 05:28:54 PM
thanks for the info about the progessive.  they qouted me $278 for 1 year with liabilty.  that's pretty good.   :cheers:
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: porsche4786 on October 29, 2005, 05:45:51 PM
Mine is about $500 a year with full coverage. Never know when some jerk might tip it over or something.
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: natedawg120 on October 29, 2005, 06:10:06 PM
progressive was the cheapest for me, but i went through usaa for it.
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: myGS on October 29, 2005, 06:22:46 PM
Quote from: porsche4786Mine is about $500 a year with full coverage. Never know when some jerk might tip it over or something.

how old are you?  full coverage for me was almost $800.  that's too much for a GS IMO.
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: porsche4786 on October 29, 2005, 07:10:50 PM
19/m
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: 88gta on October 29, 2005, 08:35:52 PM
State Farm here, they gave me the discount for the MSF and I only pay 270 a year for full coverage.
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: porsche4786 on October 29, 2005, 09:21:23 PM
Quote from: 88gtaState Farm here, they gave me the discount for the MSF and I only pay 270 a year for full coverage.

I'm with state farm, on my parents policy still and they said there are no discounts for taking the class. not fair!
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: Roadstergal on October 29, 2005, 09:55:39 PM
The local rep told me that they won't even insure you if you don't have the class under your belt.  Dunno; maybe it's a local thing.  But I don't care about MSF discount or MSF requirement - as long as they are charging you less than everyone else, there you are. :)
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: Alphamazing on October 30, 2005, 12:55:03 AM
I'm paying $170 yearly for liability ($100,000/$200,000) with Dairyland County Mutual. I got a 10% discount (I think, something in that area) with the MSF course. 18 (when I signed up), male, no prior riding experience.
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: dbNnc on October 31, 2005, 11:25:16 AM
It cut my 6-month full-coverage premium in half, thus paying for the $100 MSF course with the first premium. I live in NC and have Auto-Owners insurance.
Title: is insuarnce cheaper if i tell them i took the MSF course?
Post by: scootr9718 on October 31, 2005, 04:22:34 PM
many companies (USAA) don't honor the MSF discount in certain states, mainly because the company gives a multi-vehicle disount if you are with them already for your cage...and it's cheaper that way. :thumb: