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Main Area => General GS500 Discussion => Topic started by: hhgsm31 on February 05, 2006, 09:56:15 AM

Title: Best (and cheapest) insurance company????
Post by: hhgsm31 on February 05, 2006, 09:56:15 AM
Just wanted to know who everyone uses for their bike insurance. I'm going through GMAC from the rider.com site, and it is only like $11 a month for liability, wouldda only been like $35 for full on my 99.
I am 24 and married with clean record
Title: Re: Best (and cheapest) insurance company????
Post by: FearedGS500 on February 05, 2006, 10:00:15 AM
lucky lucky you ! . i pay 75  a month . but i'm also 21 and have two not seat belt tickets :| oh and its full
Title: Re: Best (and cheapest) insurance company????
Post by: TheJon on February 05, 2006, 10:10:01 AM
so if you got a few tickets in your car prior to getting a bike...your insurance will be higher for the bike as well?
Title: Re: Best (and cheapest) insurance company????
Post by: chris in va on February 05, 2006, 01:49:46 PM
35, no tickets in 3 years.  Liability only with 100/300 runs me $100/yr for the GS with Progressive.
Title: Re: Best (and cheapest) insurance company????
Post by: rtcpenguin on February 05, 2006, 02:15:01 PM
I pay $220/year with Progressive. Comprehensive included, but my liability isn't very high.

21 years old with clean record.
Title: Re: Best (and cheapest) insurance company????
Post by: fettcols on February 05, 2006, 02:43:03 PM
State Farm is good... 32 no tickets, one at fault accident, one not at fault accident.     

GSXR1100 with 100/300/100 UMBI, UMPD, and comprehensive with $100 deductible... $29 a month

I might add that I'm an insurance agent for a living but I work for a different company... That should tell you something.
Title: Re: Best (and cheapest) insurance company????
Post by: Chris_B on February 05, 2006, 07:09:00 PM
Im 16, clean record, and its about 2000 CND a year for just liability. It would be 500 for my dad, whos 45 with a clean record. I dont know how you guys get off so easy. I use Kingsway.
Title: Re: Best (and cheapest) insurance company????
Post by: annguyen1981 on February 05, 2006, 07:44:52 PM
Actually, Even if you are the WORST driver on the road, as long as you have a policy on you car, you only have to pay extra premiums for one vehicle.  I'm not sure what the highest SDIP step is (around 25 I think), you will only pay regular insurance rates on your bike.  You cannot pay extra twice.
Title: Re: Best (and cheapest) insurance company????
Post by: kalel3914 on February 05, 2006, 08:03:04 PM
2002 gs500k2, first bike, no record, riding for 1 month when i bought the bike, insurance 203/year through progressive drive insurance.  I was amazed
Title: Re: Best (and cheapest) insurance company????
Post by: afplayboy18 on February 05, 2006, 08:04:50 PM
2006 GS500F...1400 a year full coverage with $250 deductible.

couple tickets and accident(at fault)
Title: Re: Best (and cheapest) insurance company????
Post by: rritterson on February 05, 2006, 09:33:12 PM
Quote from: rtcpenguin on February 05, 2006, 02:15:01 PM
I pay $220/year with Progressive. Comprehensive included, but my liability isn't very high.

21 years old with clean record.

wtf! Why does progressive quote me at $8000/yr for full coverage then? I must live in the most dangerous area in the country.
Title: Re: Best (and cheapest) insurance company????
Post by: Vball24 on February 06, 2006, 07:47:05 AM
Markel - Bike-line.com.  $300/year for full insurance.  26, no tickets, single.
Title: Re: Best (and cheapest) insurance company????
Post by: Alphamazing on February 06, 2006, 09:07:09 AM
I use Dairyland and pay $170/year for liability only. 19, MSF, no accidents (hahahahahahahahahahahaha), clean record. They're a pretty good company, but you have to call to get a quote.
Title: Re: Best (and cheapest) insurance company????
Post by: Admiral Crunch on February 06, 2006, 09:09:31 AM
I use Bike-Line.  28, married, no tickets in three years.  I pay about $220/year for full coverage with a $500 deductable on my '91 GS.
Title: Re: Best (and cheapest) insurance company????
Post by: mister7 on February 06, 2006, 03:36:03 PM
$70 / Year for liability only on my 05 GS500F through Progressive.  34 - married - no tickets(yet)
Title: Re: Best (and cheapest) insurance company????
Post by: okayf00l on February 06, 2006, 09:42:39 PM
19, brand new rider on a 98gs500e.  Progressive charges me 150 a year :)
Title: Re: Best (and cheapest) insurance company????
Post by: TheGoodGuy on February 07, 2006, 01:25:20 AM
bikeline - liability only -- $20/yr!
Title: Re: Best (and cheapest) insurance company????
Post by: hhgsm31 on February 07, 2006, 11:01:24 AM
Well, the GMAC quote didn't go through since I had only been at my job for 1.5 yrs they declined me(dunno). I was going through progressive and almost paid 220/yr when I got an online quote from bikeline for $72/yr. Told the lady at progressive to have a nice day and got the cheap one. Thanks a lot for the input, as I wouldn't have known to look at bikeline  :cheers:
Title: Re: Best (and cheapest) insurance company????
Post by: fettcols on February 07, 2006, 11:29:39 AM
Just make sure you at least get some uninsured motorist coverage with your liability.. My '04GS got totalled and I had $14,000 in medical bills after getting hit by an unisured :mad: driver last September.
Title: Re: Best (and cheapest) insurance company????
Post by: Blazinjr on February 07, 2006, 12:07:44 PM
411 a year for full coverage on a 04 GS500F. I think maybe a $100 deductible.

I was 29 years old, married, 2 children, and nothing on my DR since 1993 when I got t