So I was day dreaming about this 1998 Honda Interceptor that I found for sale near me, and decided to go see what the insurance on said beauty would cost me.
I decided to start at Progressive.com, since they have online quotes and are a pretty popular company.
I tell them the following:
28 years old
Single
Rent Apt
Primary location: 98101 (Downtown Seattle)
$500 deductibles for collision and comprehensive.
Result? $1350 per year.
I was stunned. So I redid the form, but this time I changed to married and homeowner and ended up with $990 per year; significantly lower.
I do it again, changing primary location from Downtown Seattle to Fall City (more rural area, about 30 minutes away), leaving married and homeowner and end up with $699.
For my 4th and final quote, I keep everything the same as #3, but age 7 years: $450.
That's $900 cheaper for getting a little older, getting married and buying a house in the suburbs. :bs:
Have you kicked your insurance agent today? :guns:
If I didn't live in Philly, my Agent would have to pay me :thumb:
36
Married Homeowner
Spotless driving record in 20 years of driving (Key: Wheelie through the red lights so the camera doesn't get your plate)
One murder conviction
(did I say that out loud?)
Like Scrapple
Quote from: bbanjoLike Scrapple
You had me until you said scrapple. I've been here 16 years and will still not eat that stuff. Try philadelphia sushi sometime(when you're drunk) - get a slice from Lorenzo's at 3rd & south and wrap it around a Jim's cheesesteak. OR you could try Fishtown Surf & Turf - Katfish & Killbasi :roll: .
My insurance is $79, but that's bare bones.
$600 full coverage gsx-r600 35 yrs old, homeowner, burbs.
What can I say? It pays to be an old fart with an affinity for sportbikes :mrgreen:
I added my bike to my parents plan, and b/c the bike is my primary source of transportation it lowered my insurance cost by $50 a year
AAA insurance
I have not taken the saftey course yet either so that might lower it a bit more
I also have a clean driving record, w/ good student discount
I was gonna start my own progressive account and it would have been 1-2K which is rediculouse, b/c my share of the insurance is only like 1.3K a year for coverage on my 93 GS500, 87 Toyota truck, dad's and my 01 Audi A4, dad's Chevy suburban.
It's funny, I just got my gs500 quote from Progressive, and it was also 1000+. 1024 to be exact. My current plan is with Markel (www.bikeline.com) and I only pay $200-something per year.
So perhaps Progressive is the problem here. I guess they just don't like young, single city dwellers.
just got insurance thru progressive today ... 25k/50k liability for $135 a year. that's one good thing about being a 28 year old married suburban homeowner!
Quote from: cozyQuote from: bbanjoLike Scrapple
You had me until you said scrapple. I've been here 16 years and will still not eat that stuff. Try philadelphia sushi sometime(when you're drunk) - get a slice from Lorenzo's at 3rd & south and wrap it around a Jim's cheesesteak. OR you could try Fishtown Surf & Turf - Katfish & Killbasi :roll: .
My insurance is $79, but that's bare bones.
I like the sushi. For a few years, back in the day, a band I was in played at Dobbs (Pontiac) a few times a month. I lived on Lorenzo's. Where a slice is a meal.
Married, 29, homeowner, central Wichita ZR-7. $216 Comprehensive and Collision. :mrgreen:
My insurance on my '02 GS500 is $1200/year for 02-03. for next year, it droppped to below $1000. Insurance on my Camaro is $6500/year. :cheers:
I have seen Progressive is cheaper in CA, expensive in all other states... (almost all states) In NC its like 10 times more than CA... :?
Cool.
Srinath.
That's because Progressive (and all other insurance companies) don't operate as 1 company. They're actually 50 small, individual companies. Each state is different. You can't compare rates between different states because they're different companies, even though the name is the same. Here in Texas I usually use Dairyland or Markel, depending on which one has the cheapest rates that year. Right now, for basic liability, Markel is at $33/yr and Dairyland is at $37/yr.