Anyone know of a good place to get a motorcycle loan?

[AgentNitz]

I wasn't quite sure where to put this, so I figured odds and ends would be the safest place =P
So here's my story... Starting a new job on monday at starbucks, so you KNOW I won't be makin bank... Been puttin around on a lil 185 enduro, and I'd reeeeally like to upgrade to a GS500 =) So, my credit history is rather spotty... BofA won't gimme a personal loan in the amount of 1500, so I was wondering if anyone knew of a lender willing to work with people w/ poor credit?
Over the past year or so, I've been re-building my credit w/ a gas card and a low limit credit card... So the last time I had my credit score checked it was a 620 or so... which is decent, right?  :dunno:
Aaaaanywho, I know prudence dictates that I should really just suck it up and save for 6 months or so, but I want one now now now!!! =P Soooo, yeah, anyone know of a trustworthy online site, creditor in the Los Angeles area, pagan rituals, etc that'll help me get a loan?  :mrgreen:  thankies!

[ajgs500]

Maybe if you ask someone to co-sign on the loan?

[Roadstergal]

If your credit score isn't there, you're going to get raped.  I'd save up.

Check with credit unions - they're usually better than regular banks - but if you're in a place where BofA won't even consider it, I'd just save and wait.

[pandy]

http://www.capitaloneautofinance.com/Public/RatesTerms/Motorcycles.aspx

Just watch the interest rate. If they try to rape you, then save up, as the others have suggested.

Good luck!!  

[davipu]

how much do you have for a down payment?

[blue05twin]

You can also try leandingtree.com  they will put out your loan request to several different lenders and you can pick the one with the best interest rates

[Roadstergal]

Don't end up like this guy.

[Jake D]

I don't think 620 is THAT bad.  Heck, you should be able to get a 100% home loan!

[AgentNitz]

Well, as far as a down payment goes, I'd be buying a used motorcycle, so I wouldn't need more than 1500. And as far as lendingtree.com goes, they won't finance less than 7500?! I guess that's to make it worth their time. I can't find anyone to cosign on a loan for me either.  :dunno: Althoooo, my mom's a LA county employee, and I just found out about their credit union, so I'll see what I can finagle out of em   Wish me luck! =)