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What do u pay for insurence on your gs?

Started by gs50000e, November 19, 2003, 05:09:38 PM

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scratch

$75/yr with Progressive. Liability only. I was quoted $250 for full coverage, maybe next year. 35, married, no tickets, one accident.

Yep, big drop when the age bracket changes. Just have to weather it out.
The motorcycle is no longer the hobby, the skill has become the hobby.

Power does not compare to skill.  What good is power without the skill to use it?

QuoteOriginally posted by Wintermute on BayAreaRidersForum.com
good judgement trumps good skills every time.

alerbaugh

$678
17 years old
'02 model
0 tickets/accidents
Riding pleasure-priceless
2002 GS500 (sold)
2003 EX500
2004 YZF600R

clkeith50

Liability only, $37 per year, per bike. Here in Texas it seems to just be based on your driving record and years of riding experience. My Gold Wing, Ninja, GS and CB175 all cost the same.

Curby
0 tickets
0 accidents
40 years riding

scratch

Quote from: alerbaughRiding pleasure-priceless

Amen to that!
The motorcycle is no longer the hobby, the skill has become the hobby.

Power does not compare to skill.  What good is power without the skill to use it?

QuoteOriginally posted by Wintermute on BayAreaRidersForum.com
good judgement trumps good skills every time.

Lars

240 euros. liability & coverage for theft, vandalism & fire.  I'm 22 years old, never had accidents.

(240 euros is about 280 dollars)

spaz

500 euro/year WA with theft and firedamage
i'm 21 with 3 damagefree years
hmm...... OK :-)

fuzzymemory

Quote from: Pkaaso$50 per year.  Added onto my existing AAA car insurance.
Paul
I should just move out to California right now.
www.fuzzymemory.com to launch this summer!

TheGoodGuy

My earlier quote with geico was 170 for the year (liablity) and 780 for full coverage. I only took liablity since that's all I could afford.

However a year later my financial situation is a lot better than it was a year back and i could afford full coverage.

Geico was still in the 600 range, progressive was 850+, and then i went with bikeline and it came up to 400 for the year full coverage.

SO I just signed up online with bike-line.com insurance. Should get the paperwork next week and then i can send them teh stuff they want. A picture of the bike, the old insurance company paperwork and my DL and MSF course card. Its sorta weird that they wanted the bike's picture. Oh well I will take one and send it over.

I really need to keep full coverage, since i am paying for the bike still. So technicaly running liablity is a risk but atleast i was carrying insurance.  Plus with full coverage atleast my mind will be clear and not thinking i am on liablity only.
'01 GS500. Mods: Katana Shock, Progessive Springs, BobB's V&H  Advancer Clone, JeffD's LED tail lights & LED licence plate bolt running lights, flanders superbike bars, magnet under the bike. Recent mods: Rejet with 20/62.5/145, 3 shims on needle, K&N Lunch box.

Traveler

More from Canada, in British Columbia my annual premium, full coverage is Can$1250 (about US950) and I've got  years of accident free record.
!00 bucks a month to drive a standard bike is way too much; mostly for accident benefits for driver and passenger.
Anne, I also pay separately for B.C. Health coverage through the Govt.......free it ain't. Add to that the cost of Additional med benefits which I pay at work and it's clear the Govt Insurer is deeper into my wallet than a proctologist........well, you get the picture. :x
We don't really know what we're doing and even when we do, it doesn't seem to help. Bono

Delta88

I am 41, 1 ticket and 1 minor accident claim and I will be paying $120 per year for Liability only on a '99 Triumph T-Bird, $168 for full coverage, ($250 ded.), on a '94 Concours and my son, (19, single, no tickets, no accidents - Thank You Lord), pays $278/year, (correct me if I'm wrong Mr. Slush), for liability only on the '02 GS500 we "both ride" - it would've been much higher w/o me as an occasional rider on the policy, even though I hardly ever get to ride it. This is all through Progressive which had the lowest online quotes we've found.

 To Pam G - Canadians DO have to pay for their Medical Coverage. Maybe some don't have to write a check for it but have you ever compared the average Income Tax rates between Canada and the US? Besides, they still have to live in Canada. Uh oh, did I just say that out loud? :P

500rider

Reply to Pam G:

Hah! do you think that Doctors in Canada work for free???? or perhaps we build hospitals out of snow and ice maybe?

It's not free healthcare ... it's just that everyone pays.  Not only do I pay for myself but a little bit for every other guy that is out of work (for whatever reason) or doesn't have benefits at work.

And .... since I'm on a rant ... I also pay for every dumbass who wrecks his car after drinking and driving and every guy/gal who gets lung or heart disease from smoking etc etc ..... must I go on?

Think about it ...

Anyway I'm kind of half joking ... I'm not really mad about it.

R
Rob

00 GS500
89 Katana 750

Cal Price

One hundred and forty notes per year, two hundred excess, fully comp with NG the brokerage also gives roadside recovery, legal and "unisured loss" like your excess or luggage etc,. Also covers me for business use. This, by UK standards is cheap but them I am amazingly old. Not quite as some of the tribe of the Cantii who are still smarting after the kicking we got from the Romans but getting on that way.
Black Beemer  - F800ST.
In Cricket the testicular guard, or Box, was introduced in 1874. The helmet was introduced in 1974. Is there a message??

Puunjob

237 per year liability only

24year old male one ticket (running a red light) married But it became 560 for full coverage which only covered 1000 in medical and had a 1000 dollar deductable state farm doesn't like motorcycles and they don't recognise msf discount
Rubber down Paint up
                 -MSF Intsructor

Rich500

QuoteTo Pam G - Canadians DO have to pay for their Medical Coverage. Maybe some don't have to write a check for it but have you ever compared the average Income Tax rates between Canada and the US? Besides, they still have to live in Canada. Uh oh, did I just say that out loud?

I hope you didnt mean that. I personally am much happier living in a country where health care is universal no matter who you are. I find it disgusting that someone without insurance can sit and die in an emergeny room, when someone with health care who needs a couple stitches can be stitched up, signed the papers, and on their way.
Im not a big fan of the melting pot society. I think the Canadian way of is a wonderful system.

I love both countries, they are just quite differant.

If Canada and The US were in prison, youd be our Buddha Loves You. We are bigger and on top :cheers:
"It has been said that democracy is the worst form of government except all the others that have been tried."
--Winston Churchill

dmccu11ough

$208/yr  in Austin, TX.  Full Coverage less collision.  40yo male, married, clean record.

kidproquo

Hi,

I am paying 450/year for full coverage with Dairyland Insurance. 25 years old, MSF  and no violations. Just checked with bike-line. They have given me a quote of 220$/year for full coverage. Damn! Can I cancel my current insurance? Will the refund my money?

-Kid

dino

Approx. $800 Cdn - single, female, age 33, no accidents, no claims, M2...

Cheers..

Cal Price

Kidproquo, if your are serious take a look at the policy, there is usually a percentage cancellation penalty but it might still be worth it, do the maths but it's probably best to stick with it for this year then shop around. I recently had a renewal quote, phoned them with the old "Your 'avin' a laugh aintcha" routine and got a much better deal. There is nothing magical about financial services, they are just goods on a market like everything else.
Black Beemer  - F800ST.
In Cricket the testicular guard, or Box, was introduced in 1874. The helmet was introduced in 1974. Is there a message??

Mat

Quote from: Rich500I love both countries, they are just quite differant.

If Canada and The US were in prison, youd be our Buddha Loves You. We are bigger and on top :cheers:

i don't know why but when you said that the movie canadian bacon popped into my head.  what a movie


by the way we got the "omega force" :mrgreen:  now they are elite
Matt with one t
www.pashnit.com/
91 gs500e
04 cbr600rr

Flash

I think my father ('83 Honda CX650c) and I ('96 GS500) pay $150 max a year combined for liability on our bikes in Texas. We have Dairyland County Mutual. Our agent said this company was alot cheaper than Progressive.


"A bad day of riding is better than a good day at work."

'96 Mods: Bob B. ign. advancer, 40 pilot/125 main jets, 15T fr sprocket, fenderectomy, 1/2" fabr fork brace, Pingel petcock

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