Last Monday night I was riding and a girl changed into my lane, right next to me. I didn't hit her, but went down. Overall, I am not too bad, lots of bruises and some road rash (jeans aren't very abrasion resistant).
http://www.wallbridge.net/Ouch/
Just heard from the adjuster today, it's a write off. He stopped at $4k in damage. Now I need to see what they offer me, and how much the salvage is. I might buy it back and fix it up using the parts from my parts bike.
I have to say, so far Progressive has been pretty good to deal with.
shawn
Did the other driver stop at least?
Quote from: weedahoe on August 09, 2011, 12:42:29 PM
Did the other driver stop at least?
Yup, she was pretty freaked out. LAPD took down her info, and she was flat out saying it was her fault, hopefully that is documented in the police report.
shawn
At least she owned up to it. Dont see much of that any more. That bike is certainly fixable though.
Doesnt look too bad.. 4K for that damage. Though they are pricing it on retail parts replacement.
If you need a shop may I suggest "All Industries Perforormance" in Lake Balboa/Van Nuys. White Oak & Sherman Way. They are pretty decent guys to work with. They fixed my bike up for under 800 bucks (insurance quote was 2500)
How is that 4k worth the damage to the bike? As long as the frame didn't get harmed everything else should be easily fixable...
Looks like your frame sliders did exactly what they are designed to do...
5.11 tactical pants dont offer that much more protection :( Atleast your gear got it and not your skin... hense why i think all those idiots wearing short sleeves and flip flops should be smacked a couple times in the head.
Insurance companys don't "fix" anything, it is all quoted parts and labour to be replaced...adds up pretty fast at shop rates... :dunno_black:
Later.
Quote from: numus on August 09, 2011, 01:00:45 PM
How is that 4k worth the damage to the bike? As long as the frame didn't get harmed everything else should be easily fixable...
Looks like your frame sliders did exactly what they are designed to do...
5.11 tactical pants dont offer that much more protection :( Atleast your gear got it and not your skin... hense why i think all those idiots wearing short sleeves and flip flops should be smacked a couple times in the head.
Because OEM mufflers are 1200$
I have a 2009 that knocked over on the right side and I could have easily totaled it out, but I was willing to let some things go for unpaid (since the bike was in good condition). I instead took the max I could (w/o totaling the bike) and walked away with a $2600 check and got to keep the bike.
Fixing the bike on my own will cost approximately 800$ and that includes a slip on Yosh if I want it. The OEM has a small scratch that is pretty unnoticeable and I haven't decided if I want it to be louder than stock yet.
Just a thought... maybe you can work something out that allows you to keep the bike and collect a nice check!!
I assume the bike runs fine and most of the parts that need repaired look like easy fixes or are superficial.
I agree with lucky4034; try to keep the bike WITHOUT having to total it. A CLEAN title is worth a lot more than a salvaged title... Talk to the insurance agent and find out what your options are; you can buy/sell/trade for most of the parts you need here, which will allow you to avoid getting into bidding wars on Fleabay...
Good luck with this; let us know how we can help you, and I hope you heal quickly.
Quote from: lucky4034 on August 09, 2011, 03:47:17 PM
Quote from: numus on August 09, 2011, 01:00:45 PM
How is that 4k worth the damage to the bike? As long as the frame didn't get harmed everything else should be easily fixable...
Looks like your frame sliders did exactly what they are designed to do...
5.11 tactical pants dont offer that much more protection :( Atleast your gear got it and not your skin... hense why i think all those idiots wearing short sleeves and flip flops should be smacked a couple times in the head.
Because OEM mufflers are 1200$
I have a 2009 that knocked over on the right side and I could have easily totaled it out, but I was willing to let some things go for unpaid (since the bike was in good condition). I instead took the max I could (w/o totaling the bike) and walked away with a $2600 check and got to keep the bike.
Fixing the bike on my own will cost approximately 800$ and that includes a slip on Yosh if I want it. The OEM has a small scratch that is pretty unnoticeable and I haven't decided if I want it to be louder than stock yet.
Just a thought... maybe you can work something out that allows you to keep the bike and collect a nice check!!
I assume the bike runs fine and most of the parts that need repaired look like easy fixes or are superficial.
Geez didnt realize it was that overinflated for OEM parts... I have replaced 80% of the stuff you have damaged (that i can see in the pics anyway) and spent less then 200 dollars total...
Make sure you turf the helmet and don't try and replace the visor and reuse. It will be weak at that point of impact now. Shop for a new one :thumb:
Why did they deem that 'totaled'? It really doesn't look that bad - new bars, controls, gauges, and headlights and it looks like it'd be nearly good to go, barring some scratches on the case that look pretty cosmetic.
The adjuster says the frame is bent, and after talking with him (he races on the weekends), I believe him. I am sure the OEM list price on the damaged parts is what he is saying. I have a ton of parts, including a frame (I had a parts bike that I stripped and was selling here), so I think I have most of the parts (including a frame) to fix the bike.
The complication is I don't have a title for the other bike, it was bought off of eBay. I am going to see what the DMV says.
The good thing is they are going to give me $value of the bike, plus list price for all the upgrades, so I should get a decent check.
Re: the Salvage title, I honestly don't care that much about it, I pretty much considered this bike a write off when I bought it, it is my first bike and I was warned not to get the bike I wanted at first, since I would probably drop it at some point. I do like the GS though, so we will see.
I did see a '05 SV650 on CL for cheap ;)
Glad your body made out as well as it did! Sorry that your bike didn't come out so well (isn't it amazing how fine they can look and how damaged they can be!) :cry:
SV650 is an OUTSTANDING second bike (no bias here at all ;) ). I had the same sort of crash on my SVs, but she (the other driver) didn't miss in my case. Fortunately, no bent frame (bent fork and other broken bits and pieces). The insurance company was going to total my baby, too, but after getting the estimate lowered, I got a check, and friends helped me fix my boy. He's not quite as perfect and purdy as when I first got him, but he's in fine shape. Engine guards/frame sliders are SO worth the investment!!!!!
That totally sucks about the bent frame; I hope the DMV can help with the other GS. Hope everything heals up VERY quickly! :cheers:
Quote from: shawn on August 09, 2011, 08:32:19 PM
The adjuster says the frame is bent, and after talking with him (he races on the weekends), I believe him. I am sure the OEM list price on the damaged parts is what he is saying. I have a ton of parts, including a frame (I had a parts bike that I stripped and was selling here), so I think I have most of the parts (including a frame) to fix the bike.
The complication is I don't have a title for the other bike, it was bought off of eBay. I am going to see what the DMV says.
The good thing is they are going to give me $value of the bike, plus list price for all the upgrades, so I should get a decent check.
Re: the Salvage title, I honestly don't care that much about it, I pretty much considered this bike a write off when I bought it, it is my first bike and I was warned not to get the bike I wanted at first, since I would probably drop it at some point. I do like the GS though, so we will see.
I did see a '05 SV650 on CL for cheap ;)
Been stalking a 06' SV650SF on CL for the past few weeks... cant bring myself to do it until tax time next year tho :)
Bike doesn't look like a write off but everything is a write off these days. I was in accident last year and still in a 50/50 dispute with the stupid woman who hit me. That court case is going to take a while.
Glad you're ok! I'm investing in some motorcycle gear!
As soon as a bike has a bent frame it is automatically a write off, regardless of how Cheap the other damage may be repaired.
Michael
Quote from: mister on August 10, 2011, 03:00:02 AM
As soon as a bike has a bent frame it is automatically a write off, regardless of how Cheap the other damage may be repaired.
Michael
True, which means the bike should be dirt cheap to buy back and salvage/sell the non-damaged parts. I'm looking for a good condition engine!
Damn, Im actually surprised you have full insurance on the bike. I would assume most people with older GS's would just have liability like me.
Quote from: Twism86 on August 10, 2011, 08:01:14 AM
Damn, Im actually surprised you have full insurance on the bike. I would assume most people with older GS's would just have liability like me.
Thats all I have.. granted i paid less then 700 bucks for my bike so the insurance on it would cost me more then the amount i paid eventually...
I'm curious how did you go down if she didn't touch you? This happens to me constantly in the land of tourons. I mean before I got my new horn I literally kicked in a woman's quarter panel before she realized I was sandwiched between her and another vehicle. May I suggest a Stebil horn for your new bike $39 @ Dennis Kirk and 139db. That horn has been invaluable to me.
Mary
Similar thing happened to my girlfriend last year - a bit more damage. I ended up buying the bike back from insurance and found a new frame (with title) and swapped everything over, replacing damaged parts as needed. Now I have a cheap GS500 and she got her SV650S with the rest of the cash.
Quote from: shawn on August 09, 2011, 12:21:50 PM
Last Monday night I was riding and a girl changed into my lane, right next to me. I didn't hit her, but went down.
Have you now learned NOT to ride next to people? (When I ride in multiple lanes I ALWAYS ride so I can see the driver of the car next to me, in his side mirror. If not that then I am in front and he can see me with his eyes. But never Next to. I am sure it drives the cars behind me nuts, what with my constant speed up and slow down to adjust my position accordingly, but screw 'em. And next to trucks is a real no no for me.)
How did you go down (what happened to make you fall) without an impact? Lock the front, back, both? Swerve into the shoulder and front wash out?
Michael
A bent frame can be straighened.. thats what AIP did for mine. It was the rear subframe that was bent, they fixed that in a jiffy.
Got a offer for the bike back today, it is lower than I had hoped, but not too horrible. I have a couple of things to work out with the guy that looked at the bike, but that should be finalize tomorrow. Still waiting to hear back from a local store to get a quote for a new jacket for the insurance company.
The good news is they only want $200 for the bike, so I will be buying it back. Not sure if I will fix it or just part it out.
shawn
Glad you survived.
What did you learn from the accident?
I was actually passing her when she changed lanes, I was in the curb lane (about to get on the freeway), and didn't really have anywhere to go. I hit the brakes and the horn and started to swerve out of the way, but couldn't go anywhere.
shawn
Glad you were wearing gear.... I don't think I'd ride a bike that ever had a bent frame, if you can buy the bike back for $200 you will make well over that on the engine alone if you part it out...
If you decide to part it out, don't forget your local friends here in SoCal... of course, if you decide to repair it, I'm willing to lend a hand, especially if you have cold beer waiting...
Good luck; let us know what you decide to do with this GS...
Quote from: shawn on August 10, 2011, 04:42:17 PM
Got a offer for the bike back today, it is lower than I had hoped, but not too horrible. I have a couple of things to work out with the guy that looked at the bike, but that should be finalize tomorrow. Still waiting to hear back from a local store to get a quote for a new jacket for the insurance company.
The good news is they only want $200 for the bike, so I will be buying it back. Not sure if I will fix it or just part it out.
shawn
Got any update on this for us? Did you buy the GS from the insurance company? We want details...