i dont have a loan i payed for the 04 in cash

You said:

Quote from: '04gs500f
can't get basic insurance on financed vehicles....and my gs was only $3k with 500 miles on it

And you also said:

Quote from: '04gs500fi dont have a loan i payed for the 04 in cash

So is your GS financed or not?  You're confusing me.

If the minimum required insurance premium leaves only enough money for gas, you're going to have a rude awakening when you need to buy brake fluid, tires, oil, tools, valve shims, service, etc.  Sell that bike and get one you can afford to insure and maintain, or you will regret it.  Ignore this advice at your own risk.

my GS ISNT financed and 100% paid for. the bike i wanted needed financing ...

Quote from: GleanerizerYou said:

Quote from: '04gs500f
can't get basic insurance on financed vehicles....and my gs was only $3k with 500 miles on it

And you also said:

Quote from: '04gs500fi dont have a loan i payed for the 04 in cash

So is your GS financed or not?  You're confusing me.

If the minimum required insurance premium leaves only enough money for gas, you're going to have a rude awakening when you need to buy brake fluid, tires, oil, tools, valve shims, service, etc.  Sell that bike and get one you can afford to insure and maintain, or you will regret it.  Ignore this advice at your own risk.

the whole post was to Buddha Loves You about super sport insurance rates IE ZX-6R

im done now...and keeping the GS

Quote from: '04gs500f
the whole post was to Buddha Loves You about super sport insurance rates IE ZX-6R

im done now...and keeping the GS

You stated, in this thread, that your current insurance premium leaves you only enough money for gas.  You do know there's other bike expenses besides gas, right?  The reason I am suggesting you get a smaller and/or older bike to insure is because, according to what you've said in this thread, you clearly cannot afford to keep your current bike if you plan to ride it any significant amount.  But I know how hard it can be to argue with someone your age--being 22, I can relate (and yes, my supersport insurance quotes are comically high too).  Do what you will, I'm only trying to help you out here bud. :dunno:

it was hypothetical to getting a zx-6r, im fine on my insurance on the gs omigosh!!

Quote from: '04gs500fit was hypothetical to getting a zx-6r, im fine on my insurance on the gs omigosh!!

According to what you have said in this thread, no, you are not fine on your insurance on the GS.  omigosh.

Quote from: '04gs500f

Quote from: dgyverYou state that you are "a broke college student who can't afford super sport insurance rates", so how are you going to afford modding your bike AND pay for track days?

i can't really, my current insurance pretty much insures that i have money for gas =/ and nothing more

An insurance premium that does not leave enough money for you to pay for anything except gas is an insurance premium you cannot afford.  If you were exaggerating a bit in the above quote, and you actually CAN swing things like oil/oil filters, chain lube, scheduled maintenance, occasional busted parts, et cetera, then you're good to go.  Otherwise you may find yourself pressed for money when you don't have any down the line.  I'm just pointing out something that can become a problem for you if you don't look out, that is all, I'm not trying to jump your ass.  Ride safe.

sarcasm on my part , but whatever

Quote from: Gleanerizer

Quote from: '04gs500fit was hypothetical to getting a zx-6r, im fine on my insurance on the gs omigosh!!

According to what you have said in this thread, no, you are not fine on your insurance on the GS.  omigosh.

Quote from: '04gs500f

Quote from: dgyverYou state that you are "a broke college student who can't afford super sport insurance rates", so how are you going to afford modding your bike AND pay for track days?

i can't really, my current insurance pretty much insures that i have money for gas =/ and nothing more

An insurance premium that does not leave enough money for you to pay for anything except gas is an insurance premium you cannot afford.  If you were exaggerating a bit in the above quote, and you actually CAN swing things like oil/oil filters, chain lube, scheduled maintenance, occasional busted parts, et cetera, then you're good to go.  Otherwise you may find yourself pressed for money when you don't have any down the line.  I'm just pointing out something that can become a problem for you if you don't look out, that is all, I'm not trying to jump your ass.  Ride safe.

oh and thankyou for the advice

Quote from: '04gs500fsarcasm on my part , but whatever

Hey, no sweat.  I'm only months removed from being a poor college student, and I bought my GS new in my junior year, so your situation really hits close to home.  Just don't run your bike too hard and learn to do as much maintenance on your own as you can and you oughta be fine.  And yeah, I'd put off going to the track for now. :lol:  You just sound like you're really scraping, either that or you're feeding us melodramatic broke-ass student bitching (gee... I never whined about my finances in college, not me, never... ). :mrgreen:  Rubber side down, man.

Quote from: Gleanerizer

Quote from: '04gs500fsarcasm on my part , but whatever

Hey, no sweat.  I'm only months removed from being a poor college student, and I bought my GS new in my junior year, so your situation really hits close to home.  Just don't run your bike too hard and learn to do as much maintenance on your own as you can and you oughta be fine.  And yeah, I'd put off going to the track for now. :lol:  You just sound like you're really scraping, either that or you're feeding us melodramatic broke-ass student bitching (gee... I never whined about my finances in college, not me, never... ). :mrgreen:  Rubber side down, man.

haha so true =/ sadly
inpart bitching
part broke =O haha

Main reason I bought the GS was because of the cheaper insurance rates.  I wanted a SV650S or a 600 Katana but I did not want that high of insurance rates.

I am 29, 30 this year, Married and I have not had anything on my DR since I was 19.  I pay $411 a year for the GS.  The Katana and SV were going to run from $950 to $1050 for full coverage.

Here is a eye opener..  

2004 GSX1300R = $2397 for full coverage w/ 500 deducts
2004 R1 = $2399 for full coverage w/ 500 deducts
2004 GSXR600 = $1499 for full coverage w/ 500 deducts

A guy I work with went to get a R1.  He is 46 years old, nothing on his record, and has perfect credit and they wanted to charge him $2200 a year for insurance.  He is now the proud owner of a 05 HD 1200 SportsterR (roadster) and pays under $300 a year for it.

So I am thinking of selling or trading my Neon for a older Sport bike so I am not required to carry full coverage.  I am thinking of a older ?cc Katana or GSXR 600 or 02 and older SV.

Rates are just crazy for SS bikes for most people, I checked on the 05 GSXR600 thru State Farm for me, and to my surprise, only $47.00 per month, not bad.