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I got my insurance bill today...

Started by Chris_B, May 22, 2006, 02:10:23 PM

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Matty B 500

free health care???? so i can pick off as many as i want??  :flipoff:  :2guns:

mike_mike

Quote from: porsche4786 on May 24, 2006, 05:10:37 PM
But in Canada they have "free" health care. So what's it matter what happens on a bike or in a car, doesn't that health care pay for any injuries?


Quote from: BaoQingTian on May 24, 2006, 02:48:35 PM
Now that you've explained how Canadian insurance works, it makes sense why yours costs so much.  If you're own insurance company pays for you to get fixed up, it's no wonder it costs so much on a bike.  Think about it.  You're a lot more likely to sustain serious injury in a bike accident rather than a car accident.  If you're company is paying your medical bills, it's just gonna have to charge bikers more.  Here in the USA, we must have some bikers in the legislature- all the cages are paying the extra premium for us  :icon_mrgreen:

It isn't free! we pay taxes out the ass for that health care service. It is rather good if you live in a major city (at least in my opinion)
2005 GS500F (blue)
Location: Toronto, Ontario, Soviet Canuckistan

fretbuzz

Holy shite!!!
6 grand for insurance !!
I`m in british columbia and I pay 540$ a year for my gs!!
Damn dood!! :bs:
99 gs500E
01 ninjz zx6R

aworkmon

Quote from: werase643 on May 22, 2006, 09:58:35 PM
Quote from: aworkmon on May 22, 2006, 06:55:03 PM
Yikes.  I pay 290 a year for full coverage, but I am 22 annd it's an '89.

why???
in two years time you could pay for another GS.....cheap assed bike....get cheap assed insurance

Because my health insurance will not cover motorcycle accidents (sucks), but my bike insurance will.  It doesn't matter anyway I plan on purchasing a Triumph Daytona 675 in December.  Too bad I'll be paying 1600 a year for that.

mike_mike

Quote from: fretbuzz on May 24, 2006, 07:41:54 PM
Holy shite!!!
6 grand for insurance !!
I`m in british columbia and I pay 540$ a year for my gs!!
Damn dood!! :bs:

I think the ICBC system is smart.

I wish the ontario government ran the insurance here.
2005 GS500F (blue)
Location: Toronto, Ontario, Soviet Canuckistan

porsche4786

#65
Quote from: mike_mike on May 24, 2006, 07:37:29 PM
Quote from: porsche4786 on May 24, 2006, 05:10:37 PM
But in Canada they have "free" health care. So what's it matter what happens on a bike or in a car, doesn't that health care pay for any injuries?


Quote from: BaoQingTian on May 24, 2006, 02:48:35 PM
Now that you've explained how Canadian insurance works, it makes sense why yours costs so much.  If you're own insurance company pays for you to get fixed up, it's no wonder it costs so much on a bike.  Think about it.  You're a lot more likely to sustain serious injury in a bike accident rather than a car accident.  If you're company is paying your medical bills, it's just gonna have to charge bikers more.  Here in the USA, we must have some bikers in the legislature- all the cages are paying the extra premium for us  :icon_mrgreen:

It isn't free! we pay taxes out the ass for that health care service. It is rather good if you live in a major city (at least in my opinion)



Yeah, I know it isn't free, that's why I did this " ". Because people say it's free. The taxes up there are insane. My friend lived up there for a few months and he said everything was very very expensive. Even the grocery stores charge to park in their parking lot he said. And sales taxs is something like 12%???
-Kevin
2005 GS500F (sold), 1989 RX-7, 2006 GSXR 600

joedude

actually total taxes come up to 15%
FTHRWYFL - Forget the Hype, Ride What You F@$#%&n Like!

1996 GS500, Red, w/ Fenderectomy, Complete LED Dash, K&N lunchbox, Rejet
Mods to be installed: Wileyco Slip-on, and Headlight Fairing

shik

Only 15% joedude?

Can hear you've never been in a scandinavian country.. 15% is like nothing.

At work if i get 100dkk (17$) an hour. They want 40% taxes. So i end up getting something like 10$ in the end.

That's in Denmark. Norway pay less taxes. But their groceries etc are taxed the hell outta them..  :cookoo:

Though, we got all the "free" stuff in our countries.
Yes im Danish, but cannot be eaten!

NWDave

Right now living in Oregon where there isn't a sales tax I pay about 11-15% in income taxes.... ghay.  If I still lived in Washington I wouldn't have to pay income tax, but I would have to pay a 7.7% sales tax.  Pick and choose.

joedude

Quote from: shik on May 25, 2006, 12:30:52 AM
Only 15% joedude?

Can hear you've never been in a scandinavian country.. 15% is like nothing.

At work if i get 100dkk (17$) an hour. They want 40% taxes. So i end up getting something like 10$ in the end.

That's in Denmark. Norway pay less taxes. But their groceries etc are taxed the hell outta them..  :cookoo:

Though, we got all the "free" stuff in our countries.

I'm talking about sales tax here... Tax on everything purchased... I also get about 40% of my paycheck yanked from me... and that too goes right to the government.
FTHRWYFL - Forget the Hype, Ride What You F@$#%&n Like!

1996 GS500, Red, w/ Fenderectomy, Complete LED Dash, K&N lunchbox, Rejet
Mods to be installed: Wileyco Slip-on, and Headlight Fairing

Derec

RE: Bike Insurance
   - His Insurance Premium was only going to be that high with one Company (Kingsway) and that is cause they re-classified the GS500 as a Supersport.  The backlask was quite high so they have reversed that decision.  If you stay with Kingsway it should be back down to a more normal rate.  My friend got quoted $4300 w/ Kingsway but with other Companies was getting quotes in the $1300-$1500 range.

RE: Sales Tax
   -  :laugh:  Someone said they had to pay to park at the Grocery Store?!?  I have never seen that and I lived in Canada my whole life.  LOL

Derec

porsche4786

Quote from: NWDave on May 25, 2006, 12:32:21 AM
Right now living in Oregon where there isn't a sales tax I pay about 11-15% in income taxes.... ghay.  If I still lived in Washington I wouldn't have to pay income tax, but I would have to pay a 7.7% sales tax.  Pick and choose.

Living in Oregon wouldn't suck so much if we didn't have all these dumb a#! people here. Like Sleepy Ted K that went to Washington to talk with the president of mexico telling him that Oregon wants to be friends with them, and that the national guard at the border is a bad idea. He said we need to keep oregon's national guardsmen in oregon, to fight fires, and that their job isn't to protect our borders. And why have national gas prices dropped, but Oregon's gas prices have gone up?
-Kevin
2005 GS500F (sold), 1989 RX-7, 2006 GSXR 600

NWDave

You think it's bad in Portland!@#!@# we are just getting back to 2.99 a gallon here in K-Falls... it was up to 3.22 if you can believe that.  And that Ted K(can't spell that stupid ass name either) is a dumbass, I'm in the ORANG and can't wait for a small depolyment to the border.  Blah!

shik

Quote from: joedude on May 25, 2006, 12:55:21 AM
I'm talking about sales tax here... Tax on everything purchased... I also get about 40% of my paycheck yanked from me... and that too goes right to the government.

Hmm, yeah, salestax is a Buddha Loves You, here it's 25% on normal stuff.

Vehicles though, got some higher salestax. Not sure how much it is. But i can tell you that a brandnew GS500 without fairing cost 10.000$
The fairing would cost you another 1724$.

To get back on topic. Why the hell put the GS in sportsclass? Damn, aren't they normal? It's just a nice little bike, good all around.
Good they changed it back, and lets hear what they changed your insurance bill too.

And now i'll sit back and enjoy a cup of coffee after a 200km trip with 30 other ppl, just out having fun (not all on GS500's though :( )
Yes im Danish, but cannot be eaten!

Chris_B

Well, after reading whoever posted that Kingsway reveresed their decision to list the GS as a supersport effective May 17th. I called them up and my new bill is in the mail for $2487. Which is alot more reasonable. And I'm pretty sure ridersplus wont insurance you if your under 25, which I am. But I'll check it out. I get to keep my bike :)

shik

Quote from: Chris_B on May 25, 2006, 11:16:33 AM
Well, after reading whoever posted that Kingsway reveresed their decision to list the GS as a supersport effective May 17th. I called them up and my new bill is in the mail for $2487. Which is alot more reasonable. And I'm pretty sure ridersplus wont insurance you if your under 25, which I am. But I'll check it out. I get to keep my bike :)

Congratz man, good to hear that everything worked out in the end. Would have sucked if you had had to sell your bike.
Yes im Danish, but cannot be eaten!

porsche4786

A sportbike? So what's a GSXR 600?
-Kevin
2005 GS500F (sold), 1989 RX-7, 2006 GSXR 600

shik

Quote from: porsche4786 on May 25, 2006, 12:12:03 PM
A sportbike? So what's a GSXR 600?

A moped? You never know with canadian insurance it seems.
Yes im Danish, but cannot be eaten!

Derec

It was actually kind of retarded.
If I understood the situation correctly, Kingsway has taken a beating due to Motorcycle Accidents.  Now instead of adding a surcharge for being in a particular age category and attacking the problem that way they decided to re-classify the type of Bikes new riders were going for.  GS500, Katana 600, Ninja 250.  :laugh:

Silly...

Well...the Brokers all went back to Kingsway saying that riders were pissed off.  I know alot of people who left Kingsway and went to other Insurance Companies.  I won't even bother getting a quote from them.  www.easywayinsurance.com is probably who I will go with but some Broker named Jerry Kaspard was pretty good too (I think he was putting me with JevCo).

Glad to hear your Bill is much lower.
:D

Derec

Budrick320

I just got my renewal insurance from Progressive. Last year it was 208 this year it is 104. (Liability only) Wooo Hooo!
05 GS500F: the Black/Grey/Red one
Official LVN as of 1/26/07! Yeah Baby!

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