Quote from: yamahonkawazuki on June 19, 2006, 10:57:00 PM
well tad i can see where youre coming from, however, fwiw for 120k i can get a much nicer stick built homw and not have to deal with quality issues. ive seen very few "trailers" bhuilt to a standard i find acceptable. but times are changing. perhaps in the future, ill look into them as p-erhaps rental units

Yam is right on the quality of stick built houses being far superior to manufactured. The Michigan residential code book has over 500 pages of codes and such dealing with stick built homes. The section for manufactured homes (an appendix at that) is not even 10 pages. I can see a manufatrued home as an ok way to start out but I would definitely be planning for a stick build home in the future.

Just my .02

FOR the record

Im gonna live in a stick built home too


I just sell em so i have to believe that they are good.

wow 120k... I think the most you could get around here is a shed on a 30 sq ft lot for 120k.  Condos start at 300k.  Cookie cutter homes on tiny ass lots start at 500k.

Quote from: werase643 on June 19, 2006, 10:37:49 PM
guy next door just sold his place....
around 300k
5 acres
3000 SF custom
he was an engineer.....way over built
including the 10k generator in the concrete bunker in the basement

300K ... and he still has to live next to you ...    ...
Cool.
Srinath.

Quote from: john on June 19, 2006, 11:46:24 PM
We both have credit scores over 800.  We can buy anything we want...but don't because credit is the DEVIL!

Bobby Boucher, everyone knows foozball is the devil!!!! Oh yeah and that damn Vicky Valencourt!!!!! 

Speaking of credit, I did my free annual credit report cause this thread got me thinking about my credit, and it showed me my credit report but not my credit score. It sayks I have to pay to see that. is there anywhere that I can look at my credit score without having to pay?

equifax, experion, trans union

those are the three bureaus

Yea, I'm in DC too (well, beltsville), and around here 500 grand gets you a shitty little townhouse with no garage.

yeah my credit is good, a little under 800.  I have a car, bike and 2x loan payments though.  And yes Credit is the devil.

Quote from: Blingmasta on June 22, 2006, 08:58:43 AM
Speaking of credit, I did my free annual credit report cause this thread got me thinking about my credit, and it showed me my credit report but not my credit score. It sayks I have to pay to see that. is there anywhere that I can look at my credit score without having to pay?

I guess it's like the old saying "nothing is free". I have paid the $14.95 before from all the bureaus web sites before I got a car loan and then when I called my credit union she told me my score and it was like 30 points higher than the ones I paid for so apparently the bureaus don't update the scores that you can buy all that often. Basically a waste of money.......................

Well, they lenders dont look at the score they look at your debt to income ratio, and credit history.  Now those things make up the score but you can have a 750 and never have financed a damn thing.

Or you can have a 630 but have perfect payment history, but have a lot of credit accounts out.

So scores dont matter, if you get rejected cuz of score its because of Debt to income ratio, or payment history