Hello,

I went to an insurer and they told me that there was a new legislation that defines an experienced rider as one who has had his M license for over 6 years. The standard has been 3 years. I think they are lying to get an extra 80 bucks out of me.

Where can I find this information in print? I live in Massachusetts.

Thank you so much

You could take the experienced rider course from the MSF. Maybee that would work?

I have already taken the MSF course 4 years ago. But it was the standard MSF. I know it is good to take the experienced rider course, but right now I just want to pay as little as possible.

I think they are trying to jack you too.

Go to another insurance office.

I'd like to know this information as well.  Please keep in mind that Massachusetts is the only crap state that has regulated insurance.

I hope the senator's and whom ever else changes this SOON!!!  I want more insurance companies in MA competing against each other, creating a more competitive pricing market for us consumers

$80 how much is your insurents dam mine was abit over $1,500 and my bike cost $8,800 new

I wouldnt be suprised if what they told you is correct.

once you've had your car license for six years you get a deduction; probably the same for motorcycles. I know because my six years with a car license is coming up this winter & my rate should drop A LOT.

you get a 10% discount for taking the MSF basic rider course and getting your license, but I dont know if the MSF Experienced rider course has any weight in insurance #s. It's only for people who have been riding for more than 2k miles. I think it's obvious that 2k miles on a bike and the MSF ERC course doesnt make you experienced.

I remember reading a new law they were trying to pass a few months ago. not only did it call for non-regulated insurance in the state, but also that experienced riders (more than 6 years on a bike w/ license) would have the option of wearing a helmet.

Quote from: l3uddha on September 09, 2006, 06:27:30 AM
you get a 10% discount for taking the MSF basic rider course and getting your license, but I dont know if the MSF Experienced rider course has any weight in insurance #s. It's only for people who have been riding for more than 2k miles. I think it's obvious that 2k miles on a bike and the MSF ERC course doesnt make you experienced.

I remember reading a new law they were trying to pass a few months ago. not only did it call for non-regulated insurance in the state, but also that experienced riders (more than 6 years on a bike w/ license) would have the option of wearing a helmet.

The MSF ERC only give you 10% if you didn't take the MSF BRC.

I'm gonna enjoy savin $$$ if that new law gets passed.  But I don't agree with the helmet "choice".  It's like condoning suicide.

It should be defined in the Mass. legal code, or the "general laws of Massachusetts" as they call them.
You can access it at http://www.mass.gov/legis/laws/mgl/ and you should be able to search for the definition and the code citation there.

It could also be in the Code of Mass. regulations at http://www.lawlib.state.ma.us/cmr.html

[e23

Actually, in New Hampshire, when they did away with the helmet law, there was a dramatic increase in fatalities.

I wonder why...

Yes, it's your life.  So you're saying that you have the right to commit real suicide.  If you fail at killing yourself, you're stating that you shouldn't be put in lockup because "what the hell, it's my life...  I can kill myself if I want"

WRONG


I see your point, but if we continue your "reasoning", we shouldn't be allowed to do MANY things:
[li]Drive[/li]
[li]Fly[/li]
[li]Rock Climb[/li]
[li]Surf[/li]
[li]Skydive[/li]
[li]and many others[/li]

Of course DRIVING is the most common that almost EVERYONE does, so that's the first on the list.  You are more likely to die in a car versus a plane.  There are many more "likelies", but I'm too tired to remember any of them except the car vs plane.

Y3