Ok I have a brand new gs500f 07 for those of you that don't know that. I want to get insurance, I know it will be somewhat cheap for min but does anybody know of  a good insurance company? I heard state farm is the best for motorcycles. Anybody have a great insurance company they go through? Thanks, I will post some quotes as I find them.

Geico:
your 12 month policy rate is
$641.00
Coverage Details
     2007 SUZUKI GS500         
Bodily Injury Liability(BI)                                         $25,000 / $50,000               $319.00         
Property Damage Liability(PD)                                   $10,000                                 $119.00         
Medical Payments(MED)                                           $500                               $54.00         
Underinsured Motorist(UIM)                                   $25,000 / $50,000         $133.00         
Underinsured Motorist Property Damage(UMPD)         $10,000                           $16.00         
Comprehensive(COMP)    I decline this coverage    $0.00         
Collision(COLL)    I decline this coverage         $0.00         
                    


Progressive:
Pay in full: $652.00    Pay monthly: $51.39 per month

Policy Coverages
Bodily Injury & Property Damage: 25k person / 50k accident / 10k property
   
Underinsured Motorist Bodily Injury
(cannot be greater than Bodily Injury & Property Damage limit)   25k person / 50k accident
   
Medical Payments: 1k


Vehicle #1 - 2007 SUZUKI GS500F
Comprehensive: 0
   
Collision:
(requires Comprehensive coverage) 0
   
Underinsured Motorist Property Damage
(requires Underinsured Motorist coverage)
($100 deductible/$300 deductible-hit and run)  10k
   
   

I have progressive, in Atlanta, GA, with no uninsured motorist, the mid range of liability/PD coverages, and no collision or medical payments.. I pay $160 a year, as a 21 year old single male.

Quote from: NiceGuysFinishLast on July 06, 2007, 10:39:47 AM
I have progressive, in Atlanta, GA, with no uninsured motorist, the mid range of liability/PD coverages, and no collision or medical payments.. I pay $160 a year, as a 21 year old single male.

thats funny I just got a quate from progressive and it was about the same from Geico

25k for medical is not much I would bump that up.

I paid $300ish a year for full coverage with state farm for my GS.  My 750 is $376 for full coverage.

Give your local state farm agent a call and  see what happens.  I do have multi vechile, health, and home through them.

Quote from: blue05twin on July 06, 2007, 10:53:12 AM
25k for medical is not much I would bump that up.

I paid $300ish a year for full coverage with state farm for my GS.  My 750 is $376 for full coverage.

Give your local state farm agent a call and  see what happens.  I do have multi vechile, health, and home through them.

thats weird, I have been getting around 650ish for the avg price. and for some reason the easurance website for motorcycles goes to geico lmao. somebody hacked e surance

Try www.Bike-Line.com.  This is markels Program and it seems to be pretty competitive.

is your Credit rating bad? Because that will change your rate signifactly. as will insurance cancelled for non payment.  Also Driving record. thats a killer on bikes

I pay 379 a year, full coverage 3000 custom parts in michigan, 21 year old male

25k goes very fast for medical.   I've almost hit that just to fix a broken thumb, and my ER visit.    Progressive sucks!!!!!   They deny every claim.  My attorney has had to sue them more times than he can count and they never settle.  They never win either.   Just a bunch of rabbit f%$king monkey's if you ask me.  I'm going with USAA for the Gixx.  50k coverage across the board ( inluding UM )   for 168.

Yeah il check those out, but the funny thing is i have no tickets, no accidents, and pretty good credit. the only thing i have is a paid off collection thing. other than that its pretty clean

the email they sent me lmao

QuoteThank you for filling out the quote form. I have put together a quote for you based on the information you gave me.



The 12 month premium is $933.

The down payment is $93.03.



Coverage quoted:

Liability 25/50/10

Uninsured Motorist 25/50/10

Comprehensive 250

Collision 250



If you would like to get the policy started I will need to ask you a few questions and if you have a debit or credit card we can do everything over the phone. I also offer several other types of coverage. If you are interested in a quote visit my site listed below.



Sean Husseman
(425)775-7651 or
(866)277-7651
(425)775-7162 Fax
www.seanhussemaninsurance.com

Quote from: spcterry on July 06, 2007, 12:31:37 PM
25k goes very fast for medical.   I've almost hit that just to fix a broken thumb, and my ER visit.    Progressive sucks!!!!!   They deny every claim.  My attorney has had to sue them more times than he can count and they never settle.  They never win either.   Just a bunch of rabbit f%$king monkey's if you ask me.  I'm going with USAA for the Gixx.  50k coverage across the board ( inluding UM )   for 168.

Umm, hate to break it to you but USAA motorcycle insurance is underwritten by progressive, so its still progressive.  And I got cheaper rates straight from progressive rather than through USAA.

Yeah progressive wasn't that bad, I'm going to call state farm and all state first then make a decision

There's a place is Factoria (Bellevue) that searches through all of them to find the cheapest rates...  I can't remember what they're called though...   

Quote from: RVertigo on July 09, 2007, 04:53:53 PM
There's a place is Factoria (Bellevue) that searches through all of them to find the cheapest rates...  I can't remember what they're called though...   

remember damn you [wheres the shaking fist smiley] 

Quote from: cerius on July 09, 2007, 03:33:41 PM
the email they sent me lmao

QuoteThank you for filling out the quote form. I have put together a quote for you based on the information you gave me.



The 12 month premium is $933.

The down payment is $93.03.



Coverage quoted:

Liability 25/50/10

Uninsured Motorist 25/50/10

Comprehensive 250

Collision 250



If you would like to get the policy started I will need to ask you a few questions and if you have a debit or credit card we can do everything over the phone. I also offer several other types of coverage. If you are interested in a quote visit my site listed below.



Sean Husseman
(425)775-7651 or
(866)277-7651
(425)775-7162 Fax
www.seanhussemaninsurance.com

your other quotes dont have collission, this one does. that will change the policy! Get one thats liabilty only its likely to go down.

Quote from: RVertigo on July 09, 2007, 04:53:53 PM
There's a place is Factoria (Bellevue) that searches through all of them to find the cheapest rates...  I can't remember what they're called though...   

yeah I will check into it, I live really close to that actually

I work for Nationwide. I get no discounts and pay $65. for six months. We do check credit, your premium drops the better your credit is. the only company that normally beats our rates in NC is Farm Bureau. Nationwide does give discounts for MSF completion, just not in NC

I would always run higher limits. Think about the cost of the average car on the road. People get hurt all the time I would make sure to have at least 50/100 that way it's less likely your going to get a law suite against you.
Un and underinsured is the best way to protect your self from others who run around with no insurance.
Medpay doesn't apply to motorcycles in NC.

Nationwide likes to have other business like your auto before adding your bike to it.

So I am kinda confused about insurance, what would be full coverage for me? I want full coverage for my bike.

Quote from: cerius on July 10, 2007, 09:35:01 AM
So I am kinda confused about insurance, what would be full coverage for me? I want full coverage for my bike.

Collision &
Comp, Fire, Theift, and Vandalisam,

CAC F&TV is what it's called here in NC.
plus Colision

Most people think full coverage means Comp & collision but their are different levels of what you can be insured on.

Collision:
you can change your deductable on a bike from $50-500 the lower the deductable the high you pay(it's like ten bucks higher at $50 deductable)

CAC F&TV:
Is the same thing as Comp on your carYou can chosse not to have fire, theift, and or vadalisam.

Liability:
Is what $ you want a company to cover you for.
Property damage; 25K-1ml in NC.
Bodily I; Is (30/60-1ml/1ml)   All BI coverages are the same

I did a fony Quote and found going 1ML was only $50 for six months.

+1

For Full Coverage, you need to have Comp and Collision, otherwise you only have liablity coverage, break the bike you pay.

You never said how old you are?  Wondering if thats playing a role.  gotta think it is.

I NC it not age it years of driving. I 27 with speeding tickets. Rates change depending on where you are west NC has very few auto crashes in comparison to other places so we are cheaper.