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Total Loss - Advice Needed

Started by nightrider, February 28, 2008, 03:36:09 AM

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nightrider






Going to work on Wilshire, went through a yellow light and at the last second this guy makes the opposing lefthand turn.

Braked as much as I could for about .7 seconds then bam. Bike went down to the right, I bounced off his car and got up.

Bike is focked. Front forks bent so far the wheel rubs against the engine.

So that's 3 incidents in the last 2 weeks.

1) knockover while parked Friday before last
2) hit and run who I chased and caught this week (still refuses to give insurance info over the phone)
3) total wreck today.

If bad things happen in threes then hopefully that was the last one.

Unluckier than me, while he was giving me a ride to work we passed a guy on the north side of wilshire who was laying flat on the pavement, his black bike was a few feet ahead and north, there were cars stopped all around. A pedestrian had told us there was a fatality four blocks up, I hope this wasn't true.

I need a little advice on regaining transportation.

SV650: MSRP: Honda of Hollywood (which sucks) $6000 + fees
OTDcycleshop.com: $5500 out the door

Any recommendations on bargaining with the salesmen? What APR or monthly payment is reasonable? I stand to make no more than $28k this year. Thanks for input, Ive never bought a new vehicle, but I dont know that in this town I have time to shop around for a used bargain. Any tips appreciated.



I know I should get a car, but the moto is so cheap. I will just slow down. :)

ohgood

Man that sucks. Hope you don't get all stiff and sore over the next few days. You're very fortunate you're able to walk/talk after that crash, from your description. Heal up quick man.

As far as transportation, that's all up to you man. If you have cash, look on www.craigslist.org in the motorcycles section, there is ALWAYS something decent for sale. DO NOT DEAL WITH ANYONE THAT WANTS TO SHIP YOU _ANYTHING_ , IT'S A SCAM !!! Only deal in person, clear title blah blah blah.

I see decent sv650's here in tampa for around $3500-$4500.

gs500's can be had around $1000-$3000.

You're likely shaken up from the wreck right now. Give it a few days to wear off before you plunk down ca$h on anything. Cars suck all the time, bikes only suck when you wad em up.

Hope you have some ca$h man, payments suck. :(

Heal up. 


tt_four: "and believe me, BMW motorcycles are 50% metal, rubber and plastic, and 50% useless


GeeP

You need a Volvo.  The biggest one they make.   ;)
Every zero you add to the tolerance adds a zero to the price.

If the product "fails" will the product liability insurance pay for the "failure" until it turns 18?

Red '96
Black MK2 SV

Toogoofy317

Dude,
glad your ok. But I'd have to say bad luck would only attribute to the knock over. The others safer more attentive riding and proper documentation would save a lot of heart ache. As far as getting another bike I have krap credit & financed my 04 for $127/month which included riding gear, 5 year warranty &maintainance, gap insurance, low jack, & MSF course ( which the advanced course may be of advantage to you). So yeah you can finance some good deals.
Mary
2004 F, Fenderectomy, barends, gsxr-pegs, pro grip gel covers, 15th JT sprocket, stock decals gone,custom chain guard,GSXR integrated mirrors, flush mount signals, 150 rear tire,white rims, rebuilt top end, V&H Exhaust, Custom heel and chain guard (Adidasguy)

spc

Ehhhh, you can find APC's on ebay pretty frequently, go for one of those. :thumb:

nightrider

While it may have been the other drivers fault, I took a risk at a yellow light and yes, I was in a hurry.

Yes I have learned a lesson.

I need to get to work. where is there a motorcycle... hehe

CndnMax

slow down a bit, the other driver should be at fault- if you didnt mentioned you sped because that will most likely end up as a 50/50 thing because his insurance can say that he didn't have any reason to believe you weren't going the speed limit and if you were going the speed limit he would of had time to make the turn.  Just wait to see what the insurance does and if they pay up either fix it up and sell it or use the cash to buy a new bike.

nightrider

Gave recorded statement to other party's ins and he said I should be ok on liability. Even advised to get a rental car, they would take care of it.

Ronin

If they are at fault...sue! Look up a good lawyer.You could have been killed,make'em pay atleast for a new bike and lost wages. :thumb: until people learn to look for bikes and tikes make them pay. :thumb:
Well, either you're part of the problem, part of the solution,...
              - ..or you're just part of the landscape. - lndeed.
   

respite

Ouch. Glad you bounced instead of broke.

Living in LA, i constantly think about the lack of left turn arrows, and the la culture of running red lights to turn left. I tend to slow at intersections. Over the past few weeks ive picked up the habit of glancing at the pedestrian cross walk signals at each intersection to get an idea if the light is about to flip yellow on me.

While i loath honda of hollywood, it is close. I made the trip out to burts mega mall in la-la-land west covina as they gave me a much better rate.. Im too broke to buy anything flat out.

JohNLA

That sucks dude.
I have seen that same accident twice in the past three months.
Only with the cages and not bikes. Once it happened while I was waiting for the crosswalk. :oBam, right in front of me.
I would search for cheap used.
If you don't have it in savings look for used at the dealers and pay the piper.
Ride that for three years and save up for your dream bike.
Then your insurance will have come back down.
I totalled my bought new, 02GS. in 2004.
I then bought a $1000 83 GPZ and ran the p out of it and ended up falling in love with the ergos and the power but I still never washed it.
Last week, I found a low milage version of the same make and model with perty paint for 2k and I would not trade it for a Duc or any other bike. This one will get washed.
On his tombstone were the words "I told you I was sick!"

http://johnla2.tripod.com/

makenzie71

you should part it out.  I might buy the gauges!

CndnMax

Quote from: Ronin on February 28, 2008, 04:03:21 PM
If they are at fault...sue! Look up a good lawyer.You could have been killed,make'em pay atleast for a new bike and lost wages. :thumb: until people learn to look for bikes and tikes make them pay. :thumb:

No judge will award compensation on what "could" of happened, the insurance will pay for what the bike is worth and a rental car- hence no loss wages. civil court is pretty pointless in this situation, accidents happen thats why they are called accidents.

spc

make sure to squeeze a new lid out of the insurance too


nightrider

hehe... new lid is a good reminder. Shoei RF1000 is not cheap.

Yes someone just recommended parting it out to me. Gauges are fine. However gas tank is dimpled on each edge, as is exhaust. What do u think a fair price for a 2004 GS500 F, minus fairings, front end, and random bits would be? Frame should be good too.

I am thinking if they ask for $500 I might make my money back. Dunno.

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