for that much i'd just ride without....eh??

We have mandatory insurance in Canada.  You cannot get plates without proof of insurance.  And if you get caught riding or driving without insurance it's a $5000 - $25,000 fine for the first conviction, and a $10,000 - $50,000 fine for a second conviction.

Ive contemplated riding without it, but I have a problem with speeding, not that bad in the city but as soon as i get to those open stretches of road, i cant help it. The fines, and me not being able to pay them, Id like to not go to jail. I really think the insurance company should look at how long youve been riding motorcycles, including dirtbike experience. All together ive been riding for over 8 years then. I know people new to riding always have to think about what they're doing, ok come off the gas, pull in the clutch, shift up,let out the clutch, and hammer the throttle   . I am MUCH safer on a bike than in a car personally, I find cars way to big for city streets and everytime I go by someone coming the other way it scared the shaZam! out of me cause you come so close, especially if there is a car parked on the side of the road. Also, nobody around here seems to notice motorcycles, the bike im on now, has no horn and the worst brakes you could ever imagine (1970's drums front and rear :guns: ). But alas I think it will come to selling the GS, 2400 for the GS, or probly about 1300-1400 for the CB next year. Which would even give me money to put a set of dual disk upfront of the CB.  And as for gas prices, you havent seen nothin yet .

 
I  never .... in Canada... WTF.
I only pay 309 a year for full coverage in New Jersey.

For the GS I pay 253 a year, Just for fun I had worked up what a Hayabusa would be and it was like 2700 a year  :lol:

Joe

Im also from Canada (Nova Scotia) and my insurance is $890 with full coverage. I also haveone speeding ticket and one accident (not at fault)

Quote from: Chris_Bfor my recently aquire 1999 GS500. $2300 stating now, which gives me about 2 months more fo riding...I live in central ontario an hour os so north of toronto. Im 16, no tickets, no accidents, I took the MSF coarse. Im saddened by this news. It looks like come spring I will be selling my GS to pay for insurance on my other bike, a cb360, the one im ridding now. Does 2300 seem extrmely high to anyone else?

Given that you are 16, I'm surprised you found an Ontario insurer that would go that low for you.  No kidding.

It's probably a 1-year policy though, so you'll get 2 more months this year but you'll also be good for most of the summer next year.

Well... i am 19 and have a 1990 gs500e... I have a speeding ticket from when i was 17 and an at fault accident (the situation was a guy made a stupid stop in my school parking lot and i slid into him on ice, my options were to pay for it out of my pocket, or pay the increase in my premium over the next 3 years "which was going to end up being cheaper", so we make the claim and find out that progressive changed there minds and since i have an MIP on my record they put me on high risk) moral of the  story is i have liability for $425/yr. oh and plpd on my 1993 talon tsi is $1236/yr.  

so f*%& you progressive! liars!

- Jordan

Recreational_Anxiety - not sure what your record is like, but you should shop around.  I'm an hour west of you in London, ON, a few years older, with a 96 and significantly less per year (with stand alone insurance, not rolled in with other vehilces or homes, etc and clean record).  

The rest of you Ontario folks try some brokers, like www.ridersplus.com  Companies weren't offering anything worth taking.  There are some other Ontario brokers that have been discussed here (do a search) who were in comparable ball parks.

good luck all.

Heyas,
I live right outside TO,  am 19 w/ M2 passed the MSF course as well. I have an '05 GSF and am paying 1750 w/ 3 minor tickets..
So I don't know where you're looking but my broker is Larry at J.D. Edwards insurance the number is 905 764 7868 or 1800 917 7283 . Our insurance here is soo much higher than the US, but they put a freeze on it so hopefully this'll help till they get it under control.

you guys can't just print up fake cards and give the dmv your cell number as the insurance co's number? so when they call to confirm it you tell them that yes you do have insurance with your co?


not that I'd do anything like that.