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Best Choice for Motorcycle Insurance

Started by newbie1993, August 06, 2013, 09:15:12 PM

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Wagoneer

Yeah, and that's just the bike. My car insurance for my SX4 is 1800. And we're almost paying $5 per gal right now for gas. And our vehicles are a couple grand more to buy then in the states. And our cell phone plans are double what they are in the states, and we have no 'unlimited' plans. Our internet is slower AND more expensive. Our land taxes are higher, our income taxes are here, pretty much all our taxes are higher. Need I go on?

But our politicians tell us that we have free shitty healthcare and that we should shut up about everything else. And you guys think your government is bad! Haha
'01 GS500
-140 rear tire
-Jardine exhaust
-jetted
-Katana 600 rear shock
-Sonic .90 fork springs
-1/2" aluminum fork brace
-dual dominators
-R6 throttle tube

Courtice_GS500

I can second the terrible prices here for insurance and gas.

My 02' gs is $900 a year with the safety course and the lowest insurance we have.

My co-worker with a 2000 RC-51 was quoted anywhere from $2000 a year to $10000 a year.
He is 30, perfect driving record.

He eventually got insurance for $1950 a year and we thought that was a deal.  :cookoo:

In regards to gas we average $1.30 a litre. That's in the neighbourhood of $5-5.50 a gallon.

Just to top it all off, I lose 29% of my pay check to taxes/EI/CPP
"Train like you fight and fight like you train"

02' gs500
Integrated headlight/turn signals, LED rear signals, chopped tail, 15 t front, r6 throttle tube, Stainless Steel Delkevic 225mm shorty slip on, 20/60/132.5

chacenger

I couldn't believe what I was reading when I saw posts about paying $30 a month for bike insurance!

I'm a new rider and I'm paying around $300 a month with TD Insurance. Next year I'm looking to go with Rider's Plus based out of Toronto that should cut the annual premium in half, but even that is still costly.

Anyone else found something cheaper in Ontario?
2007 GS500F

Courtice_GS500

Your only other option other than Riders Plus is State Farm.

State Farm bases your rate on your complete driving history including your car. If you have a clean record go with them.

My co-worker with an M1( beginner level) pays $150 and he has an RC-51 which is a liter bike.

Other than those two places they have you over a barrel.

Such is life in Ontario.

"Train like you fight and fight like you train"

02' gs500
Integrated headlight/turn signals, LED rear signals, chopped tail, 15 t front, r6 throttle tube, Stainless Steel Delkevic 225mm shorty slip on, 20/60/132.5

ctjacket

I ended up getting State Farm, because Progressive isn't an option in DC for some reason, and they came out cheaper than Geico with everything being the same.

chacenger

Quote from: Courtice_GS500 on August 10, 2013, 05:04:59 PM
Your only other option other than Riders Plus is State Farm.

State Farm bases your rate on your complete driving history including your car. If you have a clean record go with them.

My co-worker with an M1( beginner level) pays $150 and he has an RC-51 which is a liter bike.

Other than those two places they have you over a barrel.

Such is life in Ontario.

I've heard before that State Farm is the best deal. I called them up a few weeks ago to get a quote but they told me I had to have my driver's license for at least 6 years for them to insure me on a bike. I've only had mine for 5 so I guess I've got another year to wait... :/
2007 GS500F

Wagoneer

Quote from: chacenger on August 10, 2013, 01:38:22 PM
I couldn't believe what I was reading when I saw posts about paying $30 a month for bike insurance!

I'm a new rider and I'm paying around $300 a month with TD Insurance. Next year I'm looking to go with Rider's Plus based out of Toronto that should cut the annual premium in half, but even that is still costly.

Anyone else found something cheaper in Ontario?
I have TD with my car, and they quoted me 1700 for the GS. State Farm was over 3K, and I have a clean record. I wen with Rider's Plus. Cheapest by far in Ontario.
'01 GS500
-140 rear tire
-Jardine exhaust
-jetted
-Katana 600 rear shock
-Sonic .90 fork springs
-1/2" aluminum fork brace
-dual dominators
-R6 throttle tube

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